Bancassurance Nabo Jibon Anando

Nabo Jibon Anando offers a comprehensive combination of whole life risk coverage, financial protection, savings, and attractive bonuses.

If death occurs within premium paying term, 125% of SA plus Accumulated bonus is payable (As declared by company). If death occurs after premium paying term, an amount equal to the basic sum assured is payable.

Sum Assured + Reversionary Bonus + Final Additional Bonus (As declared by company) at the end of the premium paying term.
E.g.: If a customer purchases this Policy with 2 Lac Sum Assured on Maturity 2 Lacs + Accrued Bonus (If any) will be paid on maturity date. After maturity on Death 2 Lacs will be paid to nominee.

Plan Available from age: 18 Years (Completed) to 50 Years (Nearest Birthday)
Max age at Maturity: 75 Years
Min Policy Term: 15 Years (Fixed)
Max Policy Term: 35 Years
Min SA: 1 Lac (in multiples of 5000)
Max SA: No Limit
Mode Rebate: Yearly 2%, Half Yearly – 1%
Mode allowed: Yearly/Half Yearly/Quarterly/Monthly
Benefit for High Sum Assured: 2 Lac – 4.95 Lac Discount of 1.50 per 1000 Basic Sum assured
5 Lac – 9.95 Lac Discount of 2.50 per 1000 Basic Sum assured
10 Lac & Above - Discount of 3.00 per 1000 Basic Sum Assured.
Surrender: Surrender Value shall be available after three full years’ premium have been paid.
Loan: Loan facility is available after 3 years premium have been paid.
Revival: Lapsed policy can be revived within 2 years from the date of first unpaid premium.

Age -35 Years
Sum Assured –Tk 5 Lac
Policy Term -15 years
Yearly Premium – Tk 40,400

Year	Cumulative paid Premium at end of each year	Payable on Death (if Tk 30 Bonus Declared)	Payable on Maturity at end of 15 years	Cumulative Bonus Accumulation If Tk 30 bonus is Declared
1st year	Tk 40,400	Tk 6,25,000		Tk 15,000
3rd year	Tk 1,21,200	Tk 6,55,000		Tk 45,000
6th Year	Tk 2,42,400	Tk 7,00,000		Tk 90,000
9th Year	Tk 3,63,600	Tk 7,45,000		Tk 1,35,000
12th Year	Tk 4,84,800	Tk 7,90,000		Tk 1,80,000
After end of premium paying term of 15 years	Tk. 6,06,000		Tk 5 Lac + Bonus	Tk 5 Lac +Tk 2.25 Lac Approximate Bonus Total Maturity Value Tk. 7.25 Lac
Death Benefit payable after Maturity	Any time in whole life on Death After maturity Tk 5 Lac Payable to Nominee.
Total Premium Payable- Tk 6.06 Lakh Total Benefit Receivable Tk 12.25 Lac

Bonus shown above is indicative and for illustration purpose only

Copy of the NID of the applicant
1 color passport-size photo of the applicant
Copy NID of the proposed nominee
1 color passport-size photo of the proposed nominee
Proof of income of the applicant, depending on the sum assured (will be required if sum assured crosses 10 Lacs)
Copy of the NID of the legal guardian where the proposed nominee is minor
1 color passport-size photo of the legal guardian where the proposed nominee is minor
Medical Reports incase depending on underwriting requirements

* For any further query please contact your nearest Premier Bank Branch.