LIC’s Critical Illness Rider Benefit will provide financial assistance to policyholder against specified 15 major diseases.

Benefits

On first time diagnosis of any one of the 15 Critical Illnesses mentioned below, a lump sum amount (Sum Assured) is payable.

• Cancer
• Myocardial Infarction
• Stroke
• Coronary Artery Surgery
• Kidney Failure (End Stage Renal Disease)
• Major Organ Transplant
• Paralysis
• Multiple Sclerosis
• Blindness
• Heart Valve Replacement
• Surgery of the Aorta
• Benign Brain Tumor
• Pulmonary Hypertension
• Alzheimer's Disease/ Dementia
• Third Degree Burns

Main Features & Conditions

• Minimum CI Sum Assured Tk 50,000
• Maximum CI Sum Assured 50% of basic sum assured maximum up to TK 20 Lac
• Minimum Entry Age 18 Years (Nearest Birthday)
• Maximum Entry Age 60 years (Nearest Birthday)
• Maximum Maturity Age 65 years

LICBD's Hospital Cash Benefit Rider is an additional coverage that can be taken along with a base plan by paying an additional premium. It provides financial assistance for a portion of medical expenses incurred during hospitalization during the policy term, subject to conditions as per the following sectors:

• Daily Hospital Cash Benefit (DHCB)
• Surgical Cash Benefit (SCB)

Main Features & Conditions

• Minimum HCB Sum Assured Tk 1,00,000
• Maximum HCB Sum Assured Tk 4,00,000
• Minimum Entry Age 18 Years (Completed Birthday)
• Maximum Entry Age 65 years (Nearest Birthday)
• Maximum Maturity Age 70 years (Nearest Birthday)