Islamic Retail products are governed under Shariah contract, “Hire Purchase Shirkatul Melk (HPSM)”. Under this contract, the bank and customer jointly acquire an asset. Customer takes lease of the bank’s share in the asset. And pays rental on the bank’s portion for taking lease.

• 

  Islamic Home Finance

  Islamic Home Finance is governed under Shariah contract, “Hire Purchase Shirkatul Melk (HPSM)”. ...

  Read More
• 

  Islamic Auto Finance

  Islamic Auto Finance is governed under Shariah contract, “Hire Purchase Shirkatul Melk (HPSM)”. ...

  Read More
• 

  Islamic Personal Finance

  Islamic Personal Finance is governed under Shariah contract, “Hire Purchase Shirkatul Melk (HPSM)”. ...

  Read More
• 

  Islamic Student Finance

  Study purpose abroad... ...

  Read More